IRH Capital helps franchise owners nationwide secure fast, flexible franchise financing to open new locations, acquire additional units, remodel stores, refinance debt, or purchase equipment. With over 25 years of experience and a proven track record, IRH Capital is the trusted franchise lender behind thousands of successful franchisees.
IRH Capital is a leading franchise financing company offering equipment financing, working capital, acquisition funding, new build loans, refinancing options, and SBA loans. We’ve helped thousands of franchisees grow their businesses with tailored financial solutions.
Financing for constructing new franchise locations from the ground up.
Flexible terms for purchasing or leasing essential equipment.
Funding for renovations and upgrades to existing franchise locations.
Funding to buy or expand franchise units, including multi-unit purchases.
Solutions to restructure existing loans for better terms and cash flow.

Franchise owners across the country choose IRH Capital for fast, flexible funding that fuels real growth. Hear from Timothy Ambre, a multi-unit Domino’s franchisee, who used IRH Capital’s franchise financing to expand his operations and create new opportunities for his team.
“IRH Capital was instrumental in helping me secure a franchise loan that others couldn’t. Their team made the process smooth and fast, allowing me to expand and create jobs for my employees. They truly understand what franchise owners need to grow.”
— Timothy A., Domino’s Franchise Owner

For more than 25 years, IRH Capital has helped franchise owners grow with reliable, flexible financing programs. From first-time operators to multi-unit expansions, our team delivers fast approvals and personalized solutions that make financing simple.
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We prioritize speed and accuracy in every credit decision to keep your projects moving without delays. Most franchise financing approvals are completed within 3–5 business days once we receive your full application and supporting documents.
SBA loans require additional government review, which typically extends the timeline to 2–3 weeks.
Our goal is simple: fast, dependable approvals so you can move forward with confidence.
We provide financing for a broad range of franchise brands, including quick-service restaurants, hair salons, and many others. If your franchise has a strong track record of success, we’re ready to help you secure the funding you need.
Yes, in select cases through SBA-backed programs. While our primary focus is on experienced operators with at least two years of business history, we may consider strong first-time franchisee candidates who demonstrate financial and operational readiness. Our programs are designed to make entering franchising accessible and achievable.
Absolutely. We provide equipment financing and renovation loans so you can keep your franchise updated and competitive. Flexible terms and fast approvals make it easy to invest in your business.